Superior, WI · Charter 67173
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
2
Asset Quality
55
Profitability
34
Liquidity
50
Efficiency
22
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Superior, WI · Charter 67173
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.02% | 0.21% | 0.31% | 0.38% | 0.48% | +45 bps | |
| Return on Equity | 0.33% | 2.76% | 4.12% | 5.16% | 6.33% | +600 bps | |
| Net Interest Margin | 3.27% | 3.33% | 3.31% | 3.04% | 3.07% | -20 bps | |
| Efficiency Ratio | 88.28% | 88.14% | 87.53% | 90.46% | 87.97% | -31 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -14.06% | -11.31% | -6.78% | -1.42% | 3.59% | +1,765 bps | |
| Loan Growth (YoY) | -13.00% | -10.21% | -10.15% | -10.84% | -10.51% | +249 bps | |
| Share Growth (YoY) | -11.98% | -11.50% | -6.51% | -0.33% | 4.19% | +1,617 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.71% | 0.52% | 0.54% | 0.42% | 0.57% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.26% | 7.46% | 7.43% | 7.44% | 7.54% | +28 bps | |
| Net Worth / Assets | 7.26% | 7.46% | 7.43% | 7.44% | 7.54% | +28 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 94.02% | 92.02% | 86.60% | 82.67% | 80.75% | -1,327 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Superior, WI · Charter 67173 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 12 branches
Q2 2026
Return on Assets
0.48%
Rank 1,160 of 1,683
Net Interest Margin
3.07%
Rank 1,409 of 1,683
Efficiency Ratio
87.98%
Rank 1,305 of 1,682
Equity / Assets
7.54%
Rank 1,649 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.48% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,160 / 1,683 | |
| Return on Equity | 6.33% | 2.67% | 5.89% | 8.74% | Beats 54% | 765 / 1,681 | |
| Net Interest Margin | 3.07% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,409 / 1,683 | |
| Efficiency Ratio | 87.98% | 68.91% | 78.20% | 86.93% | Beats 22% | 1,305 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.57% | 0.26% | 0.65% | 1.29% | Beats 55% | 765 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 7.54% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,649 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 7.54% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,649 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 80.75% | 52.61% | 69.38% | 83.50% | 71st pctl | 493 / 1,683 | |
| Loans / Assets | 69.23% | 44.71% | 59.18% | 70.72% | 72nd pctl | 472 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||