San Juan
Blanding, UT · Charter 67163 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$29.9MAssets
$18.1MLoans
$25.5MShares
$4.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets (rank 33 of 1683).
- Widest gap: nonperforming loans / loans trails 89% of credit unions under $1B in assets (rank 1492 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.60%
Rank 1,007 of 1,683
Net Interest Margin
6.14%
Rank 33 of 1,683
Efficiency Ratio
81.89%
Rank 1,028 of 1,682
Equity / Assets
13.93%
Rank 684 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.35% | 0.74% | 1.18% | Beats 40% | 1,007 / 1,683 | | |
| Return on Equity | 4.33% | 2.67% | 5.89% | 8.74% | Beats 38% | 1,046 / 1,681 | | |
| Net Interest Margin | 6.14% | 3.31% | 3.82% | 4.32% | Beats 98% | 33 / 1,683 | | |
| Efficiency Ratio | 81.89% | 68.91% | 78.20% | 86.93% | Beats 39% | 1,028 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.31% | 0.26% | 0.65% | 1.29% | Beats 11% | 1,492 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.93% | 10.44% | 12.89% | 16.53% | Beats 59% | 684 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.93% | 10.44% | 12.89% | 16.53% | Beats 59% | 684 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.73% | 52.61% | 69.38% | 83.50% | 53rd pctl | 798 / 1,683 | | |
| Loans / Assets | 60.52% | 44.71% | 59.18% | 70.72% | 53rd pctl | 790 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |