Beckstrand and Associates
Salt Lake City, UT · Charter 67140 · Peer group: credit unions under $1B in assets in the Salt Lake City-Murray, UT area (n=24)
NCUA · 1 branch
Q2 2026
$166KAssets
$0KLoans
$0KShares
$166KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 1 of 24).
- Widest gap: return on equity trails 87% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 21 of 24).
- Overall: at or above the peer median on 5 of 6 directional measures.
Return on Assets
1.20%
Rank 5 of 24
Net Interest Margin
3.61%
Rank 12 of 24
Efficiency Ratio
33.33%
Rank 1 of 24
Equity / Assets
100.00%
Rank 1 of 24
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.41% | 0.67% | 1.12% | Beats 79% | 5 / 24 | | |
| Return on Equity | 1.20% | 2.16% | 5.02% | 6.69% | Beats 13% | 21 / 24 | | |
| Net Interest Margin | 3.61% | 3.10% | 3.61% | 4.01% | Beats 50% | 12 / 24 | | |
| Efficiency Ratio | 33.33% | 71.14% | 80.00% | 84.92% | Beats 100% | 1 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 100.00% | 10.05% | 16.75% | 21.42% | Beats 96% | 1 / 24 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 100.00% | 10.05% | 16.75% | 21.42% | Beats 96% | 1 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 32.11% | 55.16% | 70.89% | 0th pctl | 24 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |