Firefighters
Draper, UT · Charter 67079 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$69.6MAssets
$43.4MLoans
$61.4MShares
$7.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 310 of 1682).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets (rank 1565 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.09%
Rank 1,450 of 1,683
Net Interest Margin
2.73%
Rank 1,565 of 1,683
Efficiency Ratio
93.71%
Rank 1,481 of 1,682
Equity / Assets
10.47%
Rank 1,260 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.09% | 0.35% | 0.74% | 1.18% | Beats 14% | 1,450 / 1,683 | | |
| Return on Equity | 0.85% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,437 / 1,681 | | |
| Net Interest Margin | 2.73% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,565 / 1,683 | | |
| Efficiency Ratio | 93.71% | 68.91% | 78.20% | 86.93% | Beats 12% | 1,481 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 310 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.47% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,260 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.47% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,260 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.62% | 52.61% | 69.38% | 83.50% | 52nd pctl | 804 / 1,683 | | |
| Loans / Assets | 62.30% | 44.71% | 59.18% | 70.72% | 57th pctl | 720 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |