Hollyfrontier Employee's
Bountiful, UT · Charter 67078 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15)
NCUA · 2 branches
Q2 2026
$6.0MAssets
$4.6MLoans
$4.1MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 2 of 15).
- Widest gap: return on equity trails 80% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 12 of 15).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.76%
Rank 8 of 15
Net Interest Margin
4.86%
Rank 4 of 15
Efficiency Ratio
76.32%
Rank 7 of 15
Equity / Assets
32.08%
Rank 2 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.50% | 0.76% | 1.34% | Beats 47% | 8 / 15 | |
| Return on Equity | 2.37% | 2.37% | 4.90% | 7.95% | Beats 20% | 12 / 15 | |
| Net Interest Margin | 4.86% | 3.53% | 4.50% | 4.86% | Beats 73% | 4 / 15 | |
| Efficiency Ratio | 76.32% | 69.88% | 80.52% | 87.17% | Beats 60% | 7 / 15 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.49% | 0.06% | 0.45% | 1.49% | Beats 27% | 12 / 15 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 32.08% | 10.98% | 17.30% | 27.61% | Beats 87% | 2 / 15 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 32.08% | 10.98% | 17.30% | 27.61% | Beats 87% | 2 / 15 | |
| Liquidity & Funding |
| Loans / Deposits | 112.32% | 50.66% | 78.47% | 90.72% | 93rd pctl | 1 / 15 | |
| Loans / Assets | 75.74% | 44.38% | 58.78% | 71.82% | 87th pctl | 2 / 15 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |