Northeast Community
Elizabethton, TN · Charter 67021 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$194.2MAssets
$103.8MLoans
$164.5MShares
$32.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets (rank 410 of 1683).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets (rank 1376 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.13%
Rank 473 of 1,683
Net Interest Margin
3.26%
Rank 1,303 of 1,683
Efficiency Ratio
71.46%
Rank 518 of 1,682
Equity / Assets
16.68%
Rank 410 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.35% | 0.74% | 1.18% | Beats 72% | 473 / 1,683 | | |
| Return on Equity | 6.78% | 2.67% | 5.89% | 8.74% | Beats 59% | 696 / 1,681 | | |
| Net Interest Margin | 3.26% | 3.31% | 3.82% | 4.32% | Beats 23% | 1,303 / 1,683 | | |
| Efficiency Ratio | 71.46% | 68.91% | 78.20% | 86.93% | Beats 69% | 518 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.64% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,376 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.68% | 10.44% | 12.89% | 16.53% | Beats 76% | 410 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.68% | 10.44% | 12.89% | 16.53% | Beats 76% | 410 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 63.12% | 52.61% | 69.38% | 83.50% | 40th pctl | 1,017 / 1,683 | | |
| Loans / Assets | 53.48% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,015 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |