N.E.W.
Oconto Falls, WI · Charter 67017 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$178.2MAssets
$118.2MLoans
$154.3MShares
$19.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets (rank 180 of 1681).
- Widest gap: equity / assets trails 67% of credit unions under $1B in assets (rank 1134 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.26%
Rank 370 of 1,683
Net Interest Margin
3.87%
Rank 798 of 1,683
Efficiency Ratio
68.98%
Rank 425 of 1,682
Equity / Assets
11.09%
Rank 1,134 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 0.35% | 0.74% | 1.18% | Beats 78% | 370 / 1,683 | | |
| Return on Equity | 11.34% | 2.67% | 5.89% | 8.74% | Beats 89% | 180 / 1,681 | | |
| Net Interest Margin | 3.87% | 3.31% | 3.82% | 4.32% | Beats 53% | 798 / 1,683 | | |
| Efficiency Ratio | 68.98% | 68.91% | 78.20% | 86.93% | Beats 75% | 425 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 69% | 530 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.09% | 10.44% | 12.89% | 16.53% | Beats 33% | 1,134 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.09% | 10.44% | 12.89% | 16.53% | Beats 33% | 1,134 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.58% | 52.61% | 69.38% | 83.50% | 63rd pctl | 628 / 1,683 | | |
| Loans / Assets | 66.30% | 44.71% | 59.18% | 70.72% | 65th pctl | 586 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |