Brantwood, WI · Charter 67003
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
15
Asset Quality
3
Profitability
18
Liquidity
38
Efficiency
78
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Brantwood, WI · Charter 67003
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.10% | 0.19% | -0.28% | 0.17% | 0.11% | 0.23% | -2.12% | -0.80% | -98 bps | |
| Return on Equity | 0.92% | 1.76% | -2.58% | 1.62% | 1.17% | 2.27% | -22.48% | -8.50% | -1,011 bps | |
| Net Interest Margin | 3.45% | 3.53% | 3.55% | 3.54% | 3.48% | 3.62% | 3.76% | 3.71% | +17 bps | |
| Efficiency Ratio | 71.58% | 72.21% | 70.10% | 70.15% | 70.82% | 68.38% | 68.34% | 67.54% | -261 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.80% | -2.65% | -1.05% | 1.22% | 6.36% | 8.02% | 6.01% | 4.96% | +374 bps | |
| Loan Growth (YoY) | -11.02% | -9.08% | -7.74% | -6.12% | -5.87% | -5.28% | -2.37% | 1.18% | +729 bps | |
| Share Growth (YoY) | -2.65% | -1.72% | -1.06% | 1.26% | 8.05% | 8.66% | 6.82% | 5.69% | +443 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 8.63% | 7.49% | 7.01% | 11.59% | 8.02% | 7.63% | 7.05% | 5.51% | -608 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.57% | 11.00% | 10.72% | 10.65% | 9.71% | 9.98% | 9.44% | 9.47% | -119 bps | |
| Net Worth / Assets | 10.57% | 11.00% | 10.72% | 10.65% | 9.71% | 9.98% | 9.44% | 9.47% | -119 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.75% | 93.86% | 88.45% | 87.24% | 82.55% | 81.82% | 80.85% | 83.51% | -373 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Brantwood, WI · Charter 67003 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
-0.80%
Rank 1,597 of 1,683
Net Interest Margin
3.72%
Rank 922 of 1,683
Efficiency Ratio
67.61%
Rank 378 of 1,682
Equity / Assets
9.47%
Rank 1,431 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.80% | 0.35% | 0.74% | 1.18% | Beats 5% | 1,597 / 1,683 | ||
| Return on Equity | -8.44% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,613 / 1,681 | ||
| Net Interest Margin | 3.72% | 3.31% | 3.82% | 4.32% | Beats 45% | 922 / 1,683 | ||
| Efficiency Ratio | 67.61% | 68.91% | 78.20% | 86.93% | Beats 78% | 378 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 5.50% | 0.26% | 0.65% | 1.29% | Beats 3% | 1,632 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.47% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,431 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.47% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,431 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 83.50% | 52.61% | 69.38% | 83.50% | 75th pctl | 421 / 1,683 | ||
| Loans / Assets | 75.89% | 44.71% | 59.18% | 70.72% | 85th pctl | 254 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||