Lakewood
Rib Lake, WI · Charter 66999 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$16.0MAssets
$11.7MLoans
$14.2MShares
$1.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 52% of credit unions under $1B in assets (rank 806 of 1683).
- Widest gap: return on equity trails 94% of credit unions under $1B in assets (rank 1582 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.42%
Rank 1,570 of 1,683
Net Interest Margin
3.86%
Rank 806 of 1,683
Efficiency Ratio
99.70%
Rank 1,554 of 1,682
Equity / Assets
10.92%
Rank 1,171 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.42% | 0.35% | 0.74% | 1.18% | Beats 7% | 1,570 / 1,683 | |
| Return on Equity | -3.89% | 2.67% | 5.89% | 8.74% | Beats 6% | 1,582 / 1,681 | |
| Net Interest Margin | 3.86% | 3.31% | 3.82% | 4.32% | Beats 52% | 806 / 1,683 | |
| Efficiency Ratio | 99.70% | 68.91% | 78.20% | 86.93% | Beats 8% | 1,554 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.91% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,432 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.92% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,171 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.92% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,171 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 82.17% | 52.61% | 69.38% | 83.50% | 73rd pctl | 450 / 1,683 | |
| Loans / Assets | 72.77% | 44.71% | 59.18% | 70.72% | 80th pctl | 342 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |