Jackson River Community
Covington, VA · Charter 66967 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$132.6MAssets
$53.6MLoans
$111.4MShares
$21.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 98% of credit unions under $1B in assets (rank 37 of 1683).
- Widest gap: nonperforming loans / loans trails 77% of credit unions under $1B in assets (rank 1298 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.42%
Rank 37 of 1,683
Net Interest Margin
4.12%
Rank 585 of 1,683
Efficiency Ratio
51.94%
Rank 79 of 1,682
Equity / Assets
15.90%
Rank 463 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.42% | 0.35% | 0.74% | 1.18% | Beats 98% | 37 / 1,683 | | |
| Return on Equity | 15.19% | 2.67% | 5.89% | 8.74% | Beats 97% | 44 / 1,681 | | |
| Net Interest Margin | 4.12% | 3.31% | 3.82% | 4.32% | Beats 65% | 585 / 1,683 | | |
| Efficiency Ratio | 51.94% | 68.91% | 78.20% | 86.93% | Beats 95% | 79 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.41% | 0.26% | 0.65% | 1.29% | Beats 23% | 1,298 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.90% | 10.44% | 12.89% | 16.53% | Beats 72% | 463 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.90% | 10.44% | 12.89% | 16.53% | Beats 72% | 463 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 48.13% | 52.61% | 69.38% | 83.50% | 20th pctl | 1,353 / 1,683 | | |
| Loans / Assets | 40.46% | 44.71% | 59.18% | 70.72% | 20th pctl | 1,352 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |