Augusta Health Care Credit Union
Fishersville, VA · Charter 66933 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$15.2MAssets
$5.8MLoans
$12.0MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 89% of credit unions under $1B in assets (rank 182 of 1683).
- Widest gap: net interest margin trails 73% of credit unions under $1B in assets (rank 1223 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.45%
Rank 268 of 1,683
Net Interest Margin
3.38%
Rank 1,223 of 1,683
Efficiency Ratio
62.00%
Rank 221 of 1,682
Equity / Assets
21.10%
Rank 182 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.35% | 0.74% | 1.18% | Beats 84% | 268 / 1,683 | |
| Return on Equity | 6.88% | 2.67% | 5.89% | 8.74% | Beats 60% | 678 / 1,681 | |
| Net Interest Margin | 3.38% | 3.31% | 3.82% | 4.32% | Beats 27% | 1,223 / 1,683 | |
| Efficiency Ratio | 62.00% | 68.91% | 78.20% | 86.93% | Beats 87% | 221 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.65% | 1.29% | Beats 53% | 796 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.10% | 10.44% | 12.89% | 16.53% | Beats 89% | 182 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.10% | 10.44% | 12.89% | 16.53% | Beats 89% | 182 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 48.78% | 52.61% | 69.38% | 83.50% | 20th pctl | 1,342 / 1,683 | |
| Loans / Assets | 38.49% | 44.71% | 59.18% | 70.72% | 17th pctl | 1,404 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |