Tri-Valley Service
Pittsburgh, PA · Charter 6690 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 1 branch
Q3 2024
$19.0MAssets
$15.7MLoans
$17.5MShares
$1.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 77% of credit unions under $1B in assets (rank 407 of 1761).
- Widest gap: tier 1 capital ratio trails 96% of credit unions under $1B in assets (rank 1682 of 1761).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.10%
Rank 1,454 of 1,761
Net Interest Margin
4.31%
Rank 407 of 1,761
Efficiency Ratio
92.89%
Rank 1,489 of 1,754
Equity / Assets
7.89%
Rank 1,681 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.10% | 0.26% | 0.70% | 1.22% | Beats 17% | 1,454 / 1,761 | |
| Return on Equity | 1.25% | 2.09% | 5.52% | 9.08% | Beats 20% | 1,413 / 1,761 | |
| Net Interest Margin | 4.31% | 3.03% | 3.59% | 4.25% | Beats 77% | 407 / 1,761 | |
| Efficiency Ratio | 92.89% | 68.95% | 77.94% | 87.14% | Beats 15% | 1,489 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.69% | 0.26% | 0.65% | 1.27% | Beats 47% | 929 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.89% | 10.05% | 12.42% | 15.87% | Beats 4% | 1,682 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.89% | 10.05% | 12.42% | 15.87% | Beats 5% | 1,681 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 89.88% | 56.21% | 73.13% | 85.64% | 82nd pctl | 318 / 1,759 | |
| Loans / Assets | 82.81% | 47.85% | 62.48% | 73.19% | 93rd pctl | 118 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |