Enterprise
Elm Grove, WI · Charter 66880 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 2 branches
Q3 2024
$34.4MAssets
$18.5MLoans
$32.3MShares
$3.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 321 of 1757).
- Widest gap: equity / assets trails 70% of credit unions under $1B in assets (rank 1237 of 1761).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.86%
Rank 737 of 1,761
Net Interest Margin
3.92%
Rank 640 of 1,761
Efficiency Ratio
78.99%
Rank 940 of 1,754
Equity / Assets
10.56%
Rank 1,237 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.86% | 0.26% | 0.70% | 1.22% | Beats 58% | 737 / 1,761 | | |
| Return on Equity | 8.10% | 2.09% | 5.52% | 9.08% | Beats 68% | 556 / 1,761 | | |
| Net Interest Margin | 3.92% | 3.03% | 3.59% | 4.25% | Beats 64% | 640 / 1,761 | | |
| Efficiency Ratio | 78.99% | 68.95% | 77.94% | 87.14% | Beats 46% | 940 / 1,754 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.26% | 0.65% | 1.27% | Beats 82% | 321 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.56% | 10.05% | 12.42% | 15.87% | Beats 30% | 1,238 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.56% | 10.05% | 12.42% | 15.87% | Beats 30% | 1,237 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.13% | 56.21% | 73.13% | 85.64% | 26th pctl | 1,303 / 1,759 | | |
| Loans / Assets | 53.63% | 47.85% | 62.48% | 73.19% | 34th pctl | 1,165 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |