M.E. Employees
Wausau, WI · Charter 66862 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$19.0MAssets
$16.6MLoans
$17.1MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of credit unions under $1B in assets (rank 598 of 1682).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets (rank 1376 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.58%
Rank 1,042 of 1,683
Net Interest Margin
3.14%
Rank 1,368 of 1,683
Efficiency Ratio
86.49%
Rank 1,245 of 1,682
Equity / Assets
9.80%
Rank 1,376 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 38% | 1,042 / 1,683 | | |
| Return on Equity | 5.89% | 2.67% | 5.89% | 8.74% | Beats 50% | 839 / 1,681 | | |
| Net Interest Margin | 3.14% | 3.31% | 3.82% | 4.32% | Beats 19% | 1,368 / 1,683 | | |
| Efficiency Ratio | 86.49% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,245 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.26% | 0.65% | 1.29% | Beats 65% | 598 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.80% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,376 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.80% | 10.44% | 12.89% | 16.53% | Beats 18% | 1,376 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.37% | 52.61% | 69.38% | 83.50% | 95th pctl | 87 / 1,683 | | |
| Loans / Assets | 87.22% | 44.71% | 59.18% | 70.72% | 99th pctl | 22 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |