CS
Catawba, NC · Charter 66856 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$30.5MAssets
$16.1MLoans
$25.3MShares
$5.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 83% of credit unions under $1B in assets (rank 290 of 1683).
- Widest gap: return on equity trails 75% of credit unions under $1B in assets (rank 1263 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.50%
Rank 1,136 of 1,683
Net Interest Margin
3.74%
Rank 910 of 1,683
Efficiency Ratio
86.03%
Rank 1,223 of 1,682
Equity / Assets
18.69%
Rank 290 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.35% | 0.74% | 1.18% | Beats 33% | 1,136 / 1,683 | |
| Return on Equity | 2.67% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,263 / 1,681 | |
| Net Interest Margin | 3.74% | 3.31% | 3.82% | 4.32% | Beats 46% | 910 / 1,683 | |
| Efficiency Ratio | 86.03% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,223 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.26% | 0.65% | 1.29% | Beats 62% | 635 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.69% | 10.44% | 12.89% | 16.53% | Beats 83% | 290 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.69% | 10.44% | 12.89% | 16.53% | Beats 83% | 290 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 63.57% | 52.61% | 69.38% | 83.50% | 40th pctl | 1,008 / 1,683 | |
| Loans / Assets | 52.76% | 44.71% | 59.18% | 70.72% | 39th pctl | 1,032 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |