Green Bay, WI · Charter 66849
NCUA · 4 branches
Q2 2017
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2015 | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.35% | 0.46% | 0.13% | 0.12% | 0.21% | 0.24% | 0.32% | -0.52% | -64 bps | |
| Return on Equity | 3.68% | 4.89% | 1.39% | 1.24% | 2.16% | 2.45% | 3.30% | -5.52% | -676 bps | |
| Net Interest Margin | 2.49% | 2.46% | 2.49% | 2.55% | 2.56% | 2.60% | 2.59% | 2.68% | +13 bps | |
| Efficiency Ratio | 90.72% | 90.82% | 92.22% | 94.85% | 93.63% | 91.98% | 93.18% | 107.46% | +1,261 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.19% | 8.52% | 4.80% | 2.76% | 2.87% | -0.10% | 1.38% | 1.04% | -171 bps | |
| Loan Growth (YoY) | 6.11% | 2.49% | 2.68% | -0.86% | -2.58% | 1.30% | 0.02% | -1.30% | -44 bps | |
| Share Growth (YoY) | 7.55% | 8.86% | 4.84% | 2.55% | 2.82% | -0.57% | 1.24% | 1.42% | -113 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.69% | 0.70% | 0.62% | 0.83% | 0.64% | 0.39% | 0.35% | 0.56% | -27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.89% | 0.63% | 0.60% | 0.58% | 0.53% | 0.58% | 0.55% | 0.77% | +19 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.54% | 9.49% | 9.42% | 9.59% | 9.64% | 9.74% | 9.57% | 9.41% | -18 bps | |
| Net Worth / Assets | 9.54% | 9.49% | 9.42% | 9.59% | 9.64% | 9.74% | 9.57% | 9.41% | -18 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 72.82% | 69.81% | 68.43% | 69.39% | 68.99% | 71.11% | 67.60% | 67.53% | -186 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |