Antigo, WI · Charter 66848
NCUA · 23 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.71% | 0.65% | 0.86% | 1.03% | 1.08% | 1.05% | 1.18% | 1.19% | +16 bps | |
| Return on Equity | 7.82% | 7.06% | 9.31% | 10.85% | 11.59% | 11.13% | 12.37% | 12.15% | +130 bps | |
| Net Interest Margin | 2.48% | 2.41% | 2.68% | 2.81% | 2.78% | 2.79% | 2.94% | 2.93% | +12 bps | |
| Efficiency Ratio | 65.54% | 66.90% | 64.65% | 62.71% | 61.20% | 60.74% | 61.33% | 60.74% | -197 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.33% | 5.32% | 4.87% | 4.57% | 7.73% | 10.05% | 9.64% | 9.71% | +513 bps | |
| Loan Growth (YoY) | 3.82% | 3.24% | 6.49% | 10.95% | 13.36% | 15.15% | 11.86% | 9.28% | -167 bps | |
| Share Growth (YoY) | 6.58% | 3.68% | 3.79% | 3.27% | 6.55% | 8.84% | 9.08% | 9.98% | +671 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.10% | 0.82% | 0.64% | 0.69% | 1.10% | 1.30% | 1.13% | 1.28% | +59 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.07% | 9.21% | 9.20% | 9.46% | 9.34% | 9.41% | 9.51% | 9.77% | +31 bps | |
| Net Worth / Assets | 9.07% | 9.21% | 9.20% | 9.46% | 9.34% | 9.41% | 9.51% | 9.77% | +31 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.52% | 93.33% | 94.13% | 98.20% | 98.43% | 98.74% | 96.53% | 97.57% | -63 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |