Covantage
Antigo, WI · Charter 66848 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 23 branches
Q2 2026
$4.2BAssets
$3.4BLoans
$3.5BShares
$410.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions $1B-$10B in assets (rank 39 of 435).
- Widest gap: nonperforming loans / loans trails 84% of credit unions $1B-$10B in assets (rank 365 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.19%
Rank 89 of 435
Net Interest Margin
2.93%
Rank 346 of 435
Efficiency Ratio
60.74%
Rank 68 of 435
Equity / Assets
9.77%
Rank 332 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.19% | 0.55% | 0.81% | 1.14% | Beats 80% | 89 / 435 | |
| Return on Equity | 12.15% | 5.12% | 7.41% | 9.70% | Beats 91% | 39 / 435 | |
| Net Interest Margin | 2.93% | 3.01% | 3.39% | 3.75% | Beats 20% | 346 / 435 | |
| Efficiency Ratio | 60.74% | 65.25% | 71.39% | 77.86% | Beats 85% | 68 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.28% | 0.45% | 0.69% | 1.05% | Beats 16% | 365 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.77% | 9.81% | 10.84% | 12.63% | Beats 24% | 332 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.77% | 9.81% | 10.84% | 12.63% | Beats 24% | 332 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 97.57% | 78.33% | 88.38% | 95.61% | 80th pctl | 89 / 435 | |
| Loans / Assets | 81.49% | 67.69% | 74.58% | 80.80% | 79th pctl | 91 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |