La Canada, CA · Charter 6681
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.08% | 0.06% | 0.09% | 0.09% | 0.10% | 0.10% | 0.12% | 0.13% | +4 bps | |
| Return on Equity | 0.80% | 0.62% | 0.92% | 0.86% | 0.97% | 1.01% | 1.26% | 1.27% | +41 bps | |
| Net Interest Margin | 0.90% | 0.90% | 0.90% | 0.93% | 0.95% | 0.96% | 1.08% | 1.07% | +14 bps | |
| Efficiency Ratio | 91.46% | 93.44% | 90.91% | 91.51% | 90.55% | 90.33% | 88.75% | 88.68% | -282 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.17% | 4.27% | 5.47% | 6.62% | 4.30% | 4.10% | 2.45% | -0.87% | -749 bps | |
| Loan Growth (YoY) | 1.34% | 1.10% | 1.58% | 4.89% | 8.87% | 10.34% | 12.83% | 14.03% | +914 bps | |
| Share Growth (YoY) | -8.52% | -4.97% | 2.63% | 4.22% | 4.71% | 4.05% | -0.81% | -1.94% | -616 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.04% | 0.06% | 0.03% | 0.05% | 0.03% | 0.04% | 0.03% | 0.02% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.39% | 10.30% | 9.88% | 9.94% | 9.97% | 9.92% | 9.68% | 10.08% | +14 bps | |
| Net Worth / Assets | 10.39% | 10.30% | 9.88% | 9.94% | 9.97% | 9.92% | 9.68% | 10.08% | +14 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 38.60% | 38.78% | 36.67% | 38.42% | 40.13% | 41.13% | 41.71% | 44.68% | +626 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |