La Canada, CA · Charter 6681
NCUA · 4 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
32
Asset Quality
100
Profitability
11
Liquidity
0
Efficiency
5
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
La Canada, CA · Charter 6681
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.09% | 0.10% | 0.10% | 0.12% | 0.13% | +4 bps | |
| Return on Equity | 0.86% | 0.97% | 1.01% | 1.26% | 1.27% | +41 bps | |
| Net Interest Margin | 0.93% | 0.95% | 0.96% | 1.08% | 1.07% | +14 bps | |
| Efficiency Ratio | 91.51% | 90.55% | 90.33% | 88.75% | 88.68% | -282 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.62% | 4.30% | 4.10% | 2.45% | -0.87% | -749 bps | |
| Loan Growth (YoY) | 4.89% | 8.87% | 10.34% | 12.83% | 14.03% | +914 bps | |
| Share Growth (YoY) | 4.22% | 4.71% | 4.05% | -0.81% | -1.94% | -616 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.05% | 0.03% | 0.04% | 0.03% | 0.02% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.94% | 9.97% | 9.92% | 9.68% | 10.08% | +14 bps | |
| Net Worth / Assets | 9.94% | 9.97% | 9.92% | 9.68% | 10.08% | +14 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 38.42% | 40.13% | 41.13% | 41.71% | 44.68% | +626 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
La Canada, CA · Charter 6681 · Peer group: credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19)
NCUA · 4 branches
Q2 2026
Return on Assets
0.13%
Rank 16 of 19
Net Interest Margin
1.07%
Rank 19 of 19
Efficiency Ratio
88.68%
Rank 19 of 19
Equity / Assets
10.08%
Rank 13 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.13% | 0.27% | 0.60% | 1.02% | Beats 16% | 16 / 19 | |
| Return on Equity | 1.27% | 2.40% | 5.67% | 8.40% | Beats 16% | 16 / 19 | |
| Net Interest Margin | 1.07% | 2.65% | 2.97% | 3.42% | Beats 0% | 19 / 19 | |
| Efficiency Ratio | 88.68% | 64.19% | 77.39% | 85.63% | Beats 5% | 19 / 19 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.02% | 0.44% | 0.61% | 0.87% | Beats 100% | 1 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.08% | 9.41% | 10.19% | 11.40% | Beats 32% | 13 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.08% | 9.41% | 10.19% | 11.40% | Beats 32% | 13 / 19 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 44.68% | 69.76% | 83.28% | 94.64% | 0th pctl | 19 / 19 | |
| Loans / Assets | 33.65% | 53.33% | 68.68% | 78.95% | 0th pctl | 19 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||