PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Wisconsin Blue Cross Employees

Milwaukee, WI · Charter 66809

Q4 1996

$2.4MAssets
$2.4MLoans
$2.1MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 5.06%, up 145 bps year over year.
  • Asset quality: problem loans at 1.42% of loans (+91 bps YoY).
  • Funding: loans stand at 113.44% of shares as of Q4 1996.

Return on Assets (quarter, annualized)

5.06%+145 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996YoY ΔTrend
Earnings
Return on Assets2.08%3.61%4.37%5.30%4.65%5.06%+145 bps
Return on Equityn/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a18.30%17.02%n/a
Loan Growth (YoY)n/an/an/an/a28.35%18.63%n/a
Share Growth (YoY)n/an/an/an/a17.09%20.67%n/a
Asset Quality
Delinquent Loans / Loans0.26%0.52%0.24%1.16%0.70%1.42%+91 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/a
Allowance / Loans0.52%0.48%0.40%0.54%0.32%0.64%+16 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares89.75%115.39%90.16%104.85%98.38%113.44%-195 bps
Liquid Assets / Assets15.80%0.46%14.96%3.05%8.31%0.00%-46 bps