Milwaukee, WI · Charter 66797
Q4 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.86% | 2.39% | 2.46% | 0.84% | 1.96% | 2.70% | 2.15% | 2.77% | +193 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -11.81% | 2.90% | 5.09% | -2.02% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 1.38% | 18.40% | 25.37% | 46.89% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -3.91% | 6.69% | 6.89% | -3.53% | n/a | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 10.49% | 18.91% | 12.24% | 5.08% | 4.26% | 2.80% | 5.38% | 5.61% | +53 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.91% | 6.20% | 5.68% | 4.80% | 5.41% | 4.31% | 4.97% | 4.28% | -53 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 41.59% | 49.92% | 46.84% | 51.05% | 43.88% | 55.41% | 54.94% | 77.73% | +2,668 bps | |
| Liquid Assets / Assets | 29.85% | 18.73% | 34.09% | 28.60% | 29.78% | 30.80% | 32.22% | 19.21% | -939 bps | |