Marine
La Crosse, WI · Charter 66752 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 18 branches
Q2 2026
$1.1BAssets
$898.0MLoans
$845.9MShares
$139.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 100% of credit unions $1B-$10B in assets (rank 1 of 435).
- Widest gap: nonperforming loans / loans trails 97% of credit unions $1B-$10B in assets (rank 423 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.80%
Rank 220 of 435
Net Interest Margin
5.44%
Rank 1 of 435
Efficiency Ratio
81.53%
Rank 377 of 435
Equity / Assets
12.19%
Rank 133 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.55% | 0.81% | 1.14% | Beats 49% | 220 / 435 | | |
| Return on Equity | 6.60% | 5.12% | 7.41% | 9.70% | Beats 40% | 260 / 435 | | |
| Net Interest Margin | 5.44% | 3.01% | 3.39% | 3.75% | Beats 100% | 1 / 435 | | |
| Efficiency Ratio | 81.53% | 65.25% | 71.39% | 77.86% | Beats 14% | 377 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.26% | 0.45% | 0.69% | 1.05% | Beats 3% | 423 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.19% | 9.81% | 10.84% | 12.63% | Beats 69% | 133 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.19% | 9.81% | 10.84% | 12.63% | Beats 69% | 133 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 106.17% | 78.33% | 88.38% | 95.61% | 95th pctl | 21 / 435 | | |
| Loans / Assets | 78.75% | 67.69% | 74.58% | 80.80% | 65th pctl | 154 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |