New Bedford
New Bedford, MA · Charter 66733 · Peer group: credit unions under $1B in assets in the Providence-Warwick, RI-MA area (n=25)
NCUA · 2 branches
Q2 2026
$168.7MAssets
$115.1MLoans
$149.7MShares
$18.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 76% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 6 of 25).
- Widest gap: equity / assets trails 60% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 15 of 25).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.72%
Rank 11 of 25
Net Interest Margin
3.78%
Rank 6 of 25
Efficiency Ratio
81.63%
Rank 13 of 25
Equity / Assets
11.01%
Rank 15 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.39% | 0.58% | 0.96% | Beats 56% | 11 / 25 | |
| Return on Equity | 6.55% | 3.08% | 5.38% | 8.04% | Beats 64% | 9 / 25 | |
| Net Interest Margin | 3.78% | 2.78% | 3.19% | 3.68% | Beats 76% | 6 / 25 | |
| Efficiency Ratio | 81.63% | 74.87% | 81.63% | 89.25% | Beats 52% | 13 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.21% | 0.48% | 0.93% | Beats 60% | 11 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.01% | 9.94% | 11.40% | 12.51% | Beats 40% | 15 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.01% | 9.94% | 11.40% | 12.51% | Beats 40% | 15 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 76.92% | 54.80% | 74.79% | 86.25% | 56th pctl | 11 / 25 | |
| Loans / Assets | 68.23% | 49.28% | 61.62% | 76.11% | 64th pctl | 9 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |