Randolph, WI · Charter 66730
Q2 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.34% | 3.81% | 3.56% | 4.26% | 4.22% | 1.92% | 2.57% | 3.72% | -54 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | -0.63% | -5.79% | -8.50% | -10.68% | -12.29% | -1,166 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | 36.33% | 49.70% | 37.91% | 13.91% | -12.92% | -4,925 bps | |
| Share Growth (YoY) | n/a | n/a | n/a | -2.47% | -8.26% | -4.26% | -10.58% | -8.98% | -651 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 8.35% | 8.18% | 10.94% | +1,094 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.58% | 60.12% | 74.73% | 72.79% | 89.07% | 86.61% | 95.19% | 69.64% | -315 bps | |
| Liquid Assets / Assets | 50.89% | 46.81% | 14.89% | 36.36% | 22.84% | 26.88% | 23.22% | 43.60% | +724 bps | |