Kenosha, WI · Charter 66707
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.36% | 0.44% | 0.53% | 0.46% | 0.53% | 0.45% | 0.93% | 0.59% | +13 bps | |
| Return on Equity | 3.77% | 4.51% | 5.53% | 4.75% | 5.39% | 4.65% | 9.65% | 6.05% | +130 bps | |
| Net Interest Margin | 4.25% | 4.28% | 4.32% | 4.41% | 4.48% | 4.45% | 4.33% | 4.30% | -11 bps | |
| Efficiency Ratio | 80.25% | 80.91% | 77.12% | 78.55% | 79.46% | 79.10% | 89.20% | 88.86% | +1,030 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.14% | -1.51% | 1.57% | 2.49% | 3.41% | 4.02% | 4.64% | 4.46% | +197 bps | |
| Loan Growth (YoY) | 8.77% | 7.16% | 5.27% | 2.84% | 0.48% | 0.73% | -2.92% | -6.30% | -915 bps | |
| Share Growth (YoY) | -6.56% | -1.26% | 1.55% | 3.55% | 2.76% | 3.72% | 4.51% | 4.26% | +70 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.77% | 1.26% | 0.82% | 0.88% | 0.82% | 0.91% | 0.86% | 0.73% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.60% | 9.68% | 9.53% | 9.64% | 9.83% | 9.75% | 9.63% | 9.73% | +9 bps | |
| Net Worth / Assets | 9.60% | 9.68% | 9.53% | 9.64% | 9.83% | 9.75% | 9.63% | 9.73% | +9 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 75.52% | 74.69% | 73.22% | 74.00% | 73.84% | 72.54% | 68.02% | 66.50% | -750 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |