Madison, WI · Charter 66677
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.81% | 0.91% | 1.04% | 1.10% | 1.08% | 1.06% | 0.70% | 0.90% | -20 bps | |
| Return on Equity | 6.85% | 7.79% | 8.91% | 9.42% | 9.11% | 8.97% | 5.94% | 7.71% | -171 bps | |
| Net Interest Margin | 3.45% | 3.43% | 3.71% | 3.82% | 3.92% | 3.88% | 3.88% | 3.82% | 0 bps | |
| Efficiency Ratio | 73.37% | 71.58% | 73.10% | 69.10% | 69.39% | 67.17% | 77.89% | 71.36% | +226 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.96% | 0.83% | 5.35% | 10.12% | 9.20% | 8.03% | 7.61% | 8.12% | -200 bps | |
| Loan Growth (YoY) | 9.52% | 11.47% | 13.61% | 10.05% | 10.65% | 10.69% | 4.96% | 9.38% | -67 bps | |
| Share Growth (YoY) | 4.14% | -0.13% | 6.64% | 10.23% | 9.71% | 7.60% | 7.27% | 7.08% | -315 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.37% | 0.79% | 0.57% | 0.43% | 0.31% | 0.83% | 0.30% | 0.15% | -28 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.76% | 11.63% | 11.66% | 11.69% | 11.85% | 11.79% | 11.77% | 11.73% | +4 bps | |
| Net Worth / Assets | 11.76% | 11.63% | 11.66% | 11.69% | 11.85% | 11.79% | 11.77% | 11.73% | +4 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.60% | 66.23% | 68.90% | 66.13% | 67.17% | 68.13% | 67.42% | 67.55% | +141 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |