West Allis, WI · Charter 66675
NCUA · 2 branches
Q1 2025
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.53% | 0.60% | 0.61% | 0.69% | 0.79% | 0.84% | 0.86% | 0.90% | +20 bps | |
| Return on Equity | 2.00% | 2.21% | 2.24% | 2.53% | 2.88% | 3.05% | 3.09% | 3.31% | +78 bps | |
| Net Interest Margin | 1.96% | 2.00% | 2.04% | 2.11% | 2.17% | 2.21% | 2.25% | 2.25% | +14 bps | |
| Efficiency Ratio | 74.99% | 75.43% | 74.25% | 72.23% | 68.62% | 66.92% | 66.27% | 63.06% | -917 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -9.16% | -7.99% | -4.01% | -1.51% | 0.10% | 0.77% | 1.18% | 4.16% | +567 bps | |
| Loan Growth (YoY) | -11.30% | -13.40% | -16.70% | -17.79% | -16.21% | -14.45% | -12.82% | -11.45% | +634 bps | |
| Share Growth (YoY) | -12.40% | -11.39% | -6.01% | -3.23% | -1.51% | 0.10% | 0.65% | 4.56% | +779 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 26.73% | 27.14% | 27.37% | 27.36% | 27.33% | 27.62% | 27.81% | 27.05% | -31 bps | |
| Net Worth / Assets | 26.73% | 27.14% | 27.37% | 27.36% | 27.33% | 27.62% | 27.81% | 27.05% | -31 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.88% | 100.74% | 96.49% | 91.12% | 88.37% | 86.09% | 83.57% | 77.17% | -1,395 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |