Milwaukee, WI · Charter 66669
Q4 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.83% | 4.16% | 4.26% | 4.13% | 3.77% | 5.24% | 4.11% | 4.47% | +34 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -12.35% | -8.89% | -19.48% | -19.44% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -0.66% | -22.85% | -28.67% | -9.70% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 0.29% | -5.30% | -20.63% | -20.84% | n/a | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.86% | 0.98% | 1.16% | 1.50% | 3.57% | 2.14% | 2.02% | 1.69% | +20 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.17% | 0.28% | 0.20% | 0.46% | 0.82% | 0.86% | 1.15% | 0.86% | +40 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 75.43% | 81.12% | 76.22% | 75.72% | 74.72% | 66.09% | 68.49% | 86.38% | +1,065 bps | |
| Liquid Assets / Assets | 13.29% | 0.70% | 10.72% | 14.81% | 17.22% | 16.15% | 9.08% | 9.06% | -575 bps | |