Alloy Employees
Waukesha, WI · Charter 66660 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=16)
NCUA · 1 branch
Q4 2025
$328KAssets
$67KLoans
$191KShares
$133KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 1 of 16).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (rank 16 of 16).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-2.13%
Rank 16 of 16
Net Interest Margin
2.13%
Rank 15 of 16
Efficiency Ratio
214%
Rank 16 of 16
Equity / Assets
40.55%
Rank 1 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.13% | 0.34% | 1.11% | 1.71% | Beats 0% | 16 / 16 | |
| Return on Equity | -5.26% | 2.67% | 4.58% | 9.53% | Beats 0% | 16 / 16 | |
| Net Interest Margin | 2.13% | 3.45% | 4.68% | 5.14% | Beats 6% | 15 / 16 | |
| Efficiency Ratio | 214% | 68.45% | 80.14% | 89.69% | Beats 6% | 16 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 68.66% | 0.14% | 0.51% | 1.38% | Beats 6% | 16 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 40.67% | 11.57% | 18.29% | 30.11% | Beats 94% | 1 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 40.55% | 11.57% | 18.29% | 30.12% | Beats 94% | 1 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 35.02% | 56.04% | 77.49% | 90.23% | 6th pctl | 15 / 16 | |
| Loans / Assets | 20.43% | 45.93% | 62.59% | 72.01% | 6th pctl | 15 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |