Community First
Appleton, WI · Charter 66642 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 29 branches
Q2 2026
$6.8BAssets
$5.1BLoans
$5.9BShares
$878.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions $1B-$10B in assets (rank 7 of 435).
- Widest gap: net interest margin trails 95% of credit unions $1B-$10B in assets (rank 412 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.49%
Rank 37 of 435
Net Interest Margin
2.35%
Rank 412 of 435
Efficiency Ratio
47.19%
Rank 7 of 435
Equity / Assets
12.85%
Rank 94 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.49% | 0.55% | 0.81% | 1.14% | Beats 91% | 37 / 435 | |
| Return on Equity | 11.57% | 5.12% | 7.41% | 9.70% | Beats 88% | 54 / 435 | |
| Net Interest Margin | 2.35% | 3.01% | 3.39% | 3.75% | Beats 5% | 412 / 435 | |
| Efficiency Ratio | 47.19% | 65.25% | 71.39% | 77.86% | Beats 99% | 7 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.45% | 0.69% | 1.05% | Beats 98% | 9 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.85% | 9.81% | 10.84% | 12.63% | Beats 78% | 94 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.85% | 9.81% | 10.84% | 12.63% | Beats 78% | 94 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 86.44% | 78.33% | 88.38% | 95.61% | 45th pctl | 239 / 435 | |
| Loans / Assets | 74.86% | 67.69% | 74.58% | 80.80% | 51st pctl | 214 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |