Milwaukee, WI · Charter 66637
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
67
Asset Quality
7
Profitability
42
Liquidity
100
Efficiency
53
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Milwaukee, WI · Charter 66637
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.46% | 0.71% | 0.19% | -0.10% | 0.13% | 0.22% | 0.09% | 0.64% | +74 bps | |
| Return on Equity | 2.14% | 3.10% | 0.87% | -0.42% | 0.58% | 0.95% | 0.39% | 2.72% | +314 bps | |
| Net Interest Margin | 5.29% | 5.68% | 4.92% | 5.10% | 5.02% | 5.22% | 4.88% | 4.77% | -33 bps | |
| Efficiency Ratio | 75.47% | 73.86% | 79.63% | 80.90% | 80.56% | 80.15% | 84.03% | 80.52% | -38 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.94% | -6.47% | -4.12% | -5.26% | -3.28% | -0.82% | -4.28% | -1.51% | +375 bps | |
| Loan Growth (YoY) | -7.73% | -10.18% | -10.81% | -12.58% | -13.65% | -11.69% | -12.88% | -10.36% | +223 bps | |
| Share Growth (YoY) | -3.23% | -9.30% | -6.01% | -8.09% | -5.38% | -1.18% | -6.28% | -2.10% | +599 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.11% | 2.22% | 1.51% | 2.12% | 4.08% | 4.58% | 4.21% | 5.00% | +288 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 21.44% | 22.93% | 22.36% | 22.65% | 22.58% | 23.32% | 23.54% | 23.56% | +91 bps | |
| Net Worth / Assets | 21.44% | 22.93% | 22.36% | 22.65% | 22.58% | 23.32% | 23.54% | 23.56% | +91 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.34% | 92.87% | 87.43% | 85.69% | 81.54% | 82.99% | 81.27% | 78.47% | -722 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Milwaukee, WI · Charter 66637 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15)
NCUA · 2 branches
Q2 2026
Return on Assets
0.64%
Rank 11 of 15
Net Interest Margin
4.77%
Rank 5 of 15
Efficiency Ratio
80.52%
Rank 8 of 15
Equity / Assets
23.56%
Rank 5 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.64% | 0.50% | 0.76% | 1.34% | Beats 27% | 11 / 15 | ||
| Return on Equity | 2.71% | 2.37% | 4.90% | 7.95% | Beats 33% | 10 / 15 | ||
| Net Interest Margin | 4.77% | 3.53% | 4.50% | 4.86% | Beats 67% | 5 / 15 | ||
| Efficiency Ratio | 80.52% | 69.88% | 80.52% | 87.17% | Beats 53% | 8 / 15 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 5.00% | 0.06% | 0.45% | 1.49% | Beats 7% | 15 / 15 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 23.56% | 10.98% | 17.30% | 27.61% | Beats 67% | 5 / 15 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 23.56% | 10.98% | 17.30% | 27.61% | Beats 67% | 5 / 15 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 78.47% | 50.66% | 78.47% | 90.72% | 47th pctl | 8 / 15 | ||
| Loans / Assets | 58.78% | 44.38% | 58.78% | 71.82% | 47th pctl | 8 / 15 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||