Wisconsin Rapid, WI · Charter 66633
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.17% | 1.25% | 1.33% | 1.44% | 1.59% | 1.66% | 1.69% | 1.82% | +38 bps | |
| Return on Equity | 6.81% | 7.35% | 7.70% | 8.26% | 8.70% | 9.00% | 8.92% | 9.49% | +123 bps | |
| Net Interest Margin | 3.08% | 3.11% | 3.49% | 3.58% | 3.75% | 3.77% | 3.92% | 3.97% | +39 bps | |
| Efficiency Ratio | 69.27% | 67.38% | 65.46% | 64.83% | 63.62% | 63.03% | 62.15% | 60.55% | -428 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.00% | 0.08% | 1.71% | 2.60% | 2.79% | 0.90% | 0.46% | 0.51% | -209 bps | |
| Loan Growth (YoY) | 4.16% | 2.77% | 1.02% | -1.93% | -0.71% | -0.76% | -0.85% | 3.12% | +505 bps | |
| Share Growth (YoY) | 2.34% | 4.23% | 3.33% | 3.09% | 1.37% | -1.50% | -1.82% | -2.02% | -511 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.36% | 0.21% | 0.15% | 0.13% | 0.17% | 0.14% | 0.21% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.13% | 16.96% | 17.23% | 17.48% | 18.26% | 18.47% | 18.91% | 19.23% | +176 bps | |
| Net Worth / Assets | 17.13% | 16.96% | 17.23% | 17.48% | 18.26% | 18.47% | 18.91% | 19.23% | +176 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.92% | 81.43% | 81.36% | 79.93% | 83.18% | 82.04% | 82.16% | 84.13% | +420 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |