Superior, WI · Charter 66619
Q2 1996
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.61% | 3.17% | 1.76% | 1.63% | -7.53% | -1,215 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -22.34% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -18.62% | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -25.17% | n/a | n/a |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 13.78% | 15.17% | +1,517 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.55% | 1.67% | 2.03% | 1.85% | 1.91% | +36 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 79.30% | 76.14% | 63.38% | 79.15% | 86.25% | +695 bps | |
| Liquid Assets / Assets | 42.05% | 44.02% | 49.04% | 44.70% | 39.74% | -232 bps | |