Tomah Area
Tomah, WI · Charter 66615 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$125.9MAssets
$60.4MLoans
$108.4MShares
$15.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 88% of credit unions under $1B in assets (rank 207 of 1681).
- Widest gap: net interest margin trails 85% of credit unions under $1B in assets (rank 1433 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.36%
Rank 308 of 1,683
Net Interest Margin
3.03%
Rank 1,433 of 1,683
Efficiency Ratio
62.75%
Rank 241 of 1,682
Equity / Assets
12.45%
Rank 920 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.35% | 0.74% | 1.18% | Beats 82% | 308 / 1,683 | |
| Return on Equity | 10.97% | 2.67% | 5.89% | 8.74% | Beats 88% | 207 / 1,681 | |
| Net Interest Margin | 3.03% | 3.31% | 3.82% | 4.32% | Beats 15% | 1,433 / 1,683 | |
| Efficiency Ratio | 62.75% | 68.91% | 78.20% | 86.93% | Beats 86% | 241 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.26% | 0.65% | 1.29% | Beats 60% | 669 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.45% | 10.44% | 12.89% | 16.53% | Beats 45% | 920 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.45% | 10.44% | 12.89% | 16.53% | Beats 45% | 920 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 55.76% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,197 / 1,683 | |
| Loans / Assets | 48.01% | 44.71% | 59.18% | 70.72% | 31st pctl | 1,168 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |