Wood County Employees
Wisconsin Rapid, WI · Charter 66547 · Peer group: credit unions under $1B in assets (n=1,656-1,659)
NCUA · 1 branch
Q2 2025
$673KAssets
$635KLoans
$497KShares
$176KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 140 of 1657).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets (rank 1632 of 1656).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-2.08%
Rank 1,632 of 1,659
Net Interest Margin
5.65%
Rank 69 of 1,658
Efficiency Ratio
136.84%
Rank 1,632 of 1,656
Equity / Assets
26.15%
Rank 85 of 1,658
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.08% | 0.35% | 0.78% | 1.25% | Beats 2% | 1,632 / 1,659 | | |
| Return on Equity | -7.95% | 2.75% | 6.06% | 9.41% | Beats 4% | 1,599 / 1,657 | | |
| Net Interest Margin | 5.65% | 3.20% | 3.76% | 4.33% | Beats 96% | 69 / 1,658 | | |
| Efficiency Ratio | 136.84% | 67.69% | 77.34% | 85.79% | Beats 2% | 1,632 / 1,656 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.24% | 0.65% | 1.35% | Beats 100% | 140 / 1,657 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.09% | 10.20% | 12.57% | 16.16% | Beats 95% | 88 / 1,659 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.15% | 10.20% | 12.57% | 16.15% | Beats 95% | 85 / 1,658 | | |
| Liquidity & Funding |
| Loans / Deposits | 127.78% | 54.91% | 71.55% | 84.72% | 100th pctl | 5 / 1,658 | | |
| Loans / Assets | 94.35% | 46.17% | 60.56% | 71.91% | 100th pctl | 2 / 1,658 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |