Marshfield, WI · Charter 66545
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.27% | 1.24% | 1.35% | 2.46% | 2.31% | 2.20% | 1.31% | 1.66% | -80 bps | |
| Return on Equity | 8.51% | 8.20% | 8.88% | 15.76% | 14.51% | 13.54% | 8.13% | 10.17% | -560 bps | |
| Net Interest Margin | 3.76% | 3.83% | 4.12% | 4.10% | 4.15% | 4.16% | 4.08% | 4.13% | +3 bps | |
| Efficiency Ratio | 68.10% | 65.95% | 66.53% | 49.65% | 51.17% | 52.57% | 61.61% | 57.17% | +752 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.06% | 4.03% | 4.04% | 6.19% | 7.43% | 7.59% | 8.93% | 7.04% | +85 bps | |
| Loan Growth (YoY) | 14.89% | 18.48% | 21.43% | 22.20% | 17.27% | 17.90% | 17.38% | 19.99% | -221 bps | |
| Share Growth (YoY) | 5.39% | 2.88% | 2.70% | 5.15% | 6.31% | 6.10% | 8.25% | 6.35% | +121 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.14% | 0.30% | 0.52% | 0.89% | 0.43% | 0.55% | 0.73% | 0.65% | -24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.96% | 15.10% | 15.21% | 15.59% | 15.93% | 16.23% | 16.11% | 16.34% | +75 bps | |
| Net Worth / Assets | 14.96% | 15.10% | 15.21% | 15.59% | 15.93% | 16.23% | 16.11% | 16.34% | +75 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 59.64% | 62.87% | 63.50% | 64.50% | 65.80% | 69.87% | 68.85% | 72.77% | +827 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |