Arcadia
Arcadia, WI · Charter 66532 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$144.2MAssets
$111.4MLoans
$123.7MShares
$18.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 82% of credit unions under $1B in assets (rank 298 of 1681).
- Widest gap: net interest margin trails 68% of credit unions under $1B in assets (rank 1149 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.27%
Rank 364 of 1,683
Net Interest Margin
3.46%
Rank 1,149 of 1,683
Efficiency Ratio
69.23%
Rank 432 of 1,682
Equity / Assets
12.89%
Rank 842 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.27% | 0.35% | 0.74% | 1.18% | Beats 78% | 364 / 1,683 | | |
| Return on Equity | 9.84% | 2.67% | 5.89% | 8.74% | Beats 82% | 298 / 1,681 | | |
| Net Interest Margin | 3.46% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,149 / 1,683 | | |
| Efficiency Ratio | 69.23% | 68.91% | 78.20% | 86.93% | Beats 74% | 432 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.26% | 0.65% | 1.29% | Beats 62% | 633 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.89% | 10.44% | 12.89% | 16.53% | Beats 50% | 842 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.89% | 10.44% | 12.89% | 16.53% | Beats 50% | 842 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.10% | 52.61% | 69.38% | 83.50% | 86th pctl | 232 / 1,683 | | |
| Loans / Assets | 77.29% | 44.71% | 59.18% | 70.72% | 88th pctl | 210 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |