Park National Bank, The
Newark, OH · Cert 6653 · Peer group: banks over $10B in assets (n=142-144) · Park National Corp.
National charter · OCC · 110 branches
Q2 2026
$12.6BAssets
$9.7BLoans
$10.8BDeposits
$1.6BEquity
Executive Summary
- Strongest standing: return on assets outperforms 88% of banks over $10B in assets (rank 18 of 144).
- Widest gap: total risk-based capital ratio trails 70% of banks over $10B in assets (rank 101 of 144).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.86%
Rank 18 of 144
Net Interest Margin
4.24%
Rank 20 of 144
Efficiency Ratio
54.71%
Rank 64 of 144
Equity / Assets
12.39%
Rank 47 of 144
Non-interest income vs. expense
Unfavorable gap of $227.8M · efficiency ratio beats 56% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.86% | 1.00% | 1.26% | 1.54% | Beats 88% | 18 / 144 | | |
| Return on Equity | 14.98% | 8.98% | 11.34% | 14.40% | Beats 76% | 35 / 144 | | |
| Net Interest Margin | 4.24% | 2.82% | 3.31% | 3.68% | Beats 86% | 20 / 144 | | |
| Efficiency Ratio | 54.71% | 49.42% | 56.02% | 62.41% | Beats 56% | 64 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.48% | 0.73% | 1.07% | Beats 39% | 88 / 142 | | |
| Net Charge-Offs / Loans | 0.09% | 0.05% | 0.11% | 0.22% | Beats 60% | 58 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.24% | 12.07% | 12.98% | 14.92% | Beats 32% | 98 / 144 | | |
| Total Risk-Based Capital Ratio | 13.54% | 13.39% | 14.14% | 16.25% | Beats 30% | 101 / 144 | | |
| Equity / Assets | 12.39% | 9.69% | 11.39% | 12.96% | Beats 67% | 47 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.26% | 75.72% | 84.92% | 91.56% | 70th pctl | 43 / 143 | | |
| Loans / Assets | 77.18% | 59.83% | 69.07% | 74.80% | 81st pctl | 28 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |