Milwaukee, WI · Charter 66519
Q2 2011
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2011, the quarter ended June 30, 2011, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Milwaukee, WI · Charter 66519
Q2 2011
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2009 | Q2 2009 | Q3 2009 | Q4 2009 | Q1 2010 | Q3 2010 | Q1 2011 | Q2 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -14.14% | -5.38% | -6.09% | -4.53% | 0.53% | -1.83% | 0.40% | 0.20% | +472 bps | |
| Return on Equity | -292% | -96.70% | -139.35% | -99.40% | 11.59% | -56.52% | 12.45% | 6.22% | +10,563 bps | |
| Net Interest Margin | 3.22% | 3.30% | 3.66% | 3.81% | 3.87% | 3.92% | 3.66% | 3.63% | -18 bps | |
| Efficiency Ratio | 158.05% | 90.52% | 134.10% | 189.31% | 89.45% | 129.46% | 88.06% | 93.41% | -9,590 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.63% | -3.00% | -9.68% | -7.10% | -5.91% | -9.97% | -0.76% | 2.45% | +956 bps | |
| Loan Growth (YoY) | -6.96% | -4.44% | -0.86% | 0.52% | 5.35% | -8.99% | -2.38% | 1.09% | +58 bps | |
| Share Growth (YoY) | 9.52% | 3.34% | -1.57% | -1.87% | -5.22% | -7.31% | -0.21% | 3.19% | +506 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.95% | 1.85% | 3.10% | 2.68% | 0.98% | 2.86% | 2.30% | 2.01% | -66 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.79% | 3.66% | 3.73% | 3.64% | 3.60% | 1.12% | 0.94% | 0.75% | -289 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 4.83% | 5.57% | 4.37% | 4.55% | 4.59% | 3.23% | 3.21% | 3.16% | -139 bps | |
| Net Worth / Assets | 4.83% | 5.57% | 4.37% | 4.55% | 4.59% | 3.23% | 3.21% | 3.16% | -139 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.52% | 56.90% | 61.10% | 63.17% | 60.60% | 55.87% | 59.78% | 61.89% | -128 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |