Central Wisconsin
Plover, WI · Charter 66513 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$56.3MAssets
$31.5MLoans
$49.8MShares
$6.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets (rank 11 of 1681).
- Widest gap: equity / assets trails 71% of credit unions under $1B in assets (rank 1193 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
2.11%
Rank 63 of 1,683
Net Interest Margin
3.78%
Rank 884 of 1,683
Efficiency Ratio
51.36%
Rank 73 of 1,682
Equity / Assets
10.81%
Rank 1,193 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.11% | 0.35% | 0.74% | 1.18% | Beats 96% | 63 / 1,683 | |
| Return on Equity | 19.52% | 2.67% | 5.89% | 8.74% | Beats 99% | 11 / 1,681 | |
| Net Interest Margin | 3.78% | 3.31% | 3.82% | 4.32% | Beats 47% | 884 / 1,683 | |
| Efficiency Ratio | 51.36% | 68.91% | 78.20% | 86.93% | Beats 96% | 73 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.26% | 0.65% | 1.29% | Beats 47% | 902 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.81% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,193 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.81% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,193 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 63.11% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,019 / 1,683 | |
| Loans / Assets | 55.84% | 44.71% | 59.18% | 70.72% | 43rd pctl | 960 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |