University of Wisconsin
Madison, WI · Charter 66492 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 40 branches
Q2 2026
$6.7BAssets
$4.7BLoans
$5.8BShares
$618.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 90% of credit unions $1B-$10B in assets (rank 44 of 435).
- Widest gap: equity / assets trails 86% of credit unions $1B-$10B in assets (rank 373 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.11%
Rank 120 of 435
Net Interest Margin
3.49%
Rank 181 of 435
Efficiency Ratio
67.90%
Rank 160 of 435
Equity / Assets
9.21%
Rank 373 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.55% | 0.81% | 1.14% | Beats 72% | 120 / 435 | |
| Return on Equity | 12.02% | 5.12% | 7.41% | 9.70% | Beats 90% | 44 / 435 | |
| Net Interest Margin | 3.49% | 3.01% | 3.39% | 3.75% | Beats 58% | 181 / 435 | |
| Efficiency Ratio | 67.90% | 65.25% | 71.39% | 77.86% | Beats 63% | 160 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.45% | 0.69% | 1.05% | Beats 72% | 123 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.21% | 9.81% | 10.84% | 12.63% | Beats 14% | 373 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.21% | 9.81% | 10.84% | 12.63% | Beats 14% | 373 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 81.13% | 78.33% | 88.38% | 95.61% | 31st pctl | 298 / 435 | |
| Loans / Assets | 70.26% | 67.69% | 74.58% | 80.80% | 34th pctl | 287 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |