Gundersen
La Crosse, WI · Charter 66477 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$85.3MAssets
$66.4MLoans
$73.0MShares
$11.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 88% of credit unions under $1B in assets (rank 202 of 1682).
- Widest gap: net interest margin trails 90% of credit unions under $1B in assets (rank 1519 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.84%
Rank 743 of 1,683
Net Interest Margin
2.86%
Rank 1,519 of 1,683
Efficiency Ratio
77.45%
Rank 801 of 1,682
Equity / Assets
13.80%
Rank 702 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.35% | 0.74% | 1.18% | Beats 56% | 743 / 1,683 | |
| Return on Equity | 6.10% | 2.67% | 5.89% | 8.74% | Beats 52% | 804 / 1,681 | |
| Net Interest Margin | 2.86% | 3.31% | 3.82% | 4.32% | Beats 10% | 1,519 / 1,683 | |
| Efficiency Ratio | 77.45% | 68.91% | 78.20% | 86.93% | Beats 52% | 801 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.26% | 0.65% | 1.29% | Beats 88% | 202 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.80% | 10.44% | 12.89% | 16.53% | Beats 58% | 702 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.80% | 10.44% | 12.89% | 16.53% | Beats 58% | 702 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 90.95% | 52.61% | 69.38% | 83.50% | 88th pctl | 205 / 1,683 | |
| Loans / Assets | 77.79% | 44.71% | 59.18% | 70.72% | 88th pctl | 194 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |