Wausau, WI · Charter 66461
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.47% | 0.27% | 0.07% | -0.07% | 0.01% | -0.47% | 0.03% | 0.41% | +48 bps | |
| Return on Equity | 2.03% | 1.18% | 0.29% | -0.33% | 0.06% | -2.29% | 0.16% | 2.10% | +243 bps | |
| Net Interest Margin | 3.13% | 3.27% | 3.19% | 3.20% | 3.12% | 3.08% | 3.14% | 3.09% | -11 bps | |
| Efficiency Ratio | 86.04% | 90.90% | 103.89% | 104.99% | 101.92% | 115.33% | 97.57% | 86.73% | -1,826 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.58% | 6.44% | 8.10% | 7.18% | 5.34% | 8.93% | 8.89% | 13.67% | +649 bps | |
| Loan Growth (YoY) | 6.91% | 11.29% | 8.21% | 8.08% | 18.05% | 25.27% | 26.78% | 32.14% | +2,406 bps | |
| Share Growth (YoY) | 2.46% | 7.82% | 10.38% | 9.33% | 7.29% | 12.42% | 12.21% | 16.91% | +758 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.05% | 0.01% | 0.04% | 0.41% | 0.56% | 0.27% | 0.05% | 0.07% | -34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 23.03% | 23.05% | 22.58% | 22.23% | 21.78% | 20.67% | 20.25% | 19.33% | -290 bps | |
| Net Worth / Assets | 23.03% | 23.05% | 22.58% | 22.23% | 21.78% | 20.67% | 20.25% | 19.33% | -290 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.23% | 93.20% | 91.61% | 90.60% | 101.48% | 103.85% | 103.51% | 102.40% | +1,180 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |