Appleton, WI · Charter 66460
Q2 2001
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Appleton, WI · Charter 66460
Q2 2001
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1999 | Q4 1999 | Q2 2000 | Q4 2000 | Q2 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.21% | 0.61% | 0.35% | 0.20% | -0.14% | -335 bps | |
| Return on Equity | n/a | n/a | n/a | 2.13% | n/a | n/a | n/a |
| Net Interest Margin | n/a | 4.36% | 4.19% | 3.99% | 4.30% | n/a | |
| Efficiency Ratio | n/a | 87.71% | 92.90% | 95.83% | 102.96% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | 16.42% | 12.35% | 10.84% | 11.26% | 2.34% | -1,408 bps | |
| Loan Growth (YoY) | 9.93% | 16.19% | 27.29% | 17.20% | 2.67% | -726 bps | |
| Share Growth (YoY) | 16.99% | 14.75% | 12.14% | 0.64% | 12.98% | -401 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.47% | 0.57% | 0.53% | 0.58% | 0.00% | -47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.36% | 0.35% | 0.29% | 0.27% | 0.16% | -19 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | 9.25% | 0.00% | n/a | |
| Net Worth / Assets | n/a | n/a | n/a | 9.25% | 0.00% | n/a | |
| Liquidity & Funding | |||||||
| Loans / Shares | 94.55% | 98.59% | 106.04% | 114.90% | 85.92% | -863 bps | |
| Liquid Assets / Assets | 10.81% | 0.00% | 0.00% | 1.56% | 11.53% | +71 bps | |