Milwaukee, WI · Charter 66455
Q1 2014
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2014, the quarter ended March 31, 2014, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Milwaukee, WI · Charter 66455
Q1 2014
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2012 | Q3 2012 | Q4 2012 | Q1 2013 | Q2 2013 | Q3 2013 | Q4 2013 | Q1 2014 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.58% | -0.85% | -0.85% | -0.92% | -0.86% | -1.14% | -4.71% | -12.32% | -1,139 bps | |
| Return on Equity | -2.37% | -3.43% | -3.33% | -3.68% | -3.46% | -4.68% | -6.91% | -12.49% | -881 bps | |
| Net Interest Margin | 1.42% | 1.37% | 1.38% | 1.12% | 1.10% | 1.07% | 2.85% | 0.55% | -56 bps | |
| Efficiency Ratio | 131.93% | 147.80% | 148.49% | 174.73% | 170.88% | 196.59% | 249% | 1757% | +158,263 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.75% | -5.22% | -5.98% | -5.16% | -5.38% | -2.92% | -65.04% | -76.72% | -7,157 bps | |
| Loan Growth (YoY) | -23.30% | -19.54% | -26.23% | -18.64% | -5.08% | -14.70% | -32.00% | -100.00% | -8,136 bps | |
| Share Growth (YoY) | -3.89% | -5.82% | -7.14% | -5.63% | -5.94% | -2.60% | -85.10% | -99.61% | -9,398 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 8.62% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.01% | 1.64% | 0.97% | 1.04% | 1.03% | 1.14% | 1.49% | n/a | n/a | |
| Capital | ||||||||||
| Risk-Based Capital | 24.45% | 24.70% | 25.46% | 25.07% | 24.88% | 24.40% | 68.13% | 98.59% | +7,352 bps | |
| Net Worth / Assets | 24.45% | 24.70% | 25.46% | 25.07% | 24.88% | 24.40% | 68.13% | 98.59% | +7,352 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 6.85% | 7.38% | 7.11% | 7.02% | 6.91% | 6.46% | 32.43% | 0.00% | -702 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |