Green Bay, WI · Charter 66440
NCUA · 1 branch
Q1 2022
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2022, the quarter ended March 31, 2022, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Green Bay, WI · Charter 66440
NCUA · 1 branch
Q1 2022
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2021 | Q2 2021 | Q3 2021 | Q4 2021 | Q1 2022 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.06% | 0.23% | 0.18% | 0.09% | 0.10% | +4 bps | |
| Return on Equity | 0.47% | 1.81% | 1.40% | 0.71% | 0.77% | +30 bps | |
| Net Interest Margin | 3.19% | 3.12% | 3.19% | 3.02% | 2.83% | -36 bps | |
| Efficiency Ratio | 98.67% | 95.05% | 96.17% | 96.92% | 97.75% | -91 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 20.87% | 15.59% | 10.29% | 13.02% | 2.45% | -1,842 bps | |
| Loan Growth (YoY) | 0.88% | 9.88% | 4.75% | -1.35% | -0.48% | -135 bps | |
| Share Growth (YoY) | 24.74% | 18.12% | 11.89% | 14.94% | 2.82% | -2,192 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.37% | 0.26% | 0.18% | 0.14% | 0.30% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.94% | 0.80% | 0.71% | 0.66% | 0.65% | -29 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.89% | 12.83% | 13.12% | 12.52% | 12.68% | -21 bps | |
| Net Worth / Assets | 12.89% | 12.83% | 13.12% | 12.52% | 12.68% | -21 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.50% | 69.30% | 69.40% | 66.83% | 66.30% | -220 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |