Sentry
Stevens Point, WI · Charter 66439 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$172.5MAssets
$109.4MLoans
$149.0MShares
$21.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 74% of credit unions under $1B in assets (rank 435 of 1682).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets (rank 1535 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.73%
Rank 850 of 1,683
Net Interest Margin
2.82%
Rank 1,535 of 1,683
Efficiency Ratio
69.27%
Rank 435 of 1,682
Equity / Assets
12.41%
Rank 930 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.35% | 0.74% | 1.18% | Beats 49% | 850 / 1,683 | | |
| Return on Equity | 5.88% | 2.67% | 5.89% | 8.74% | Beats 50% | 845 / 1,681 | | |
| Net Interest Margin | 2.82% | 3.31% | 3.82% | 4.32% | Beats 9% | 1,535 / 1,683 | | |
| Efficiency Ratio | 69.27% | 68.91% | 78.20% | 86.93% | Beats 74% | 435 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.44% | 0.26% | 0.65% | 1.29% | Beats 63% | 615 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.41% | 10.44% | 12.89% | 16.53% | Beats 45% | 930 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.41% | 10.44% | 12.89% | 16.53% | Beats 45% | 930 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.42% | 52.61% | 69.38% | 83.50% | 58th pctl | 712 / 1,683 | | |
| Loans / Assets | 63.43% | 44.71% | 59.18% | 70.72% | 60th pctl | 681 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |