PCM
Green Bay, WI · Charter 66424 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$514.6MAssets
$365.4MLoans
$417.6MShares
$54.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 87% of credit unions under $1B in assets (rank 216 of 1682).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets (rank 1643 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.96%
Rank 625 of 1,683
Net Interest Margin
2.25%
Rank 1,643 of 1,683
Efficiency Ratio
61.77%
Rank 216 of 1,682
Equity / Assets
10.52%
Rank 1,250 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.35% | 0.74% | 1.18% | Beats 63% | 625 / 1,683 | |
| Return on Equity | 9.11% | 2.67% | 5.89% | 8.74% | Beats 77% | 381 / 1,681 | |
| Net Interest Margin | 2.25% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,643 / 1,683 | |
| Efficiency Ratio | 61.77% | 68.91% | 78.20% | 86.93% | Beats 87% | 216 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.26% | 0.65% | 1.29% | Beats 52% | 811 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.52% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,250 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.52% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,250 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.50% | 52.61% | 69.38% | 83.50% | 82nd pctl | 299 / 1,683 | |
| Loans / Assets | 71.02% | 44.71% | 59.18% | 70.72% | 76th pctl | 407 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |