Firefighters
Onalaska, WI · Charter 66423 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$133.0MAssets
$111.3MLoans
$110.4MShares
$21.4MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 81% of credit unions under $1B in assets (rank 317 of 1683).
- Widest gap: net interest margin trails 53% of credit unions under $1B in assets (rank 897 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.35%
Rank 317 of 1,683
Net Interest Margin
3.76%
Rank 897 of 1,683
Efficiency Ratio
68.04%
Rank 396 of 1,682
Equity / Assets
16.12%
Rank 453 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.35% | 0.74% | 1.18% | Beats 81% | 317 / 1,683 | | |
| Return on Equity | 8.39% | 2.67% | 5.89% | 8.74% | Beats 73% | 462 / 1,681 | | |
| Net Interest Margin | 3.76% | 3.31% | 3.82% | 4.32% | Beats 47% | 897 / 1,683 | | |
| Efficiency Ratio | 68.04% | 68.91% | 78.20% | 86.93% | Beats 77% | 396 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.26% | 0.65% | 1.29% | Beats 55% | 757 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.12% | 10.44% | 12.89% | 16.53% | Beats 73% | 453 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.12% | 10.44% | 12.89% | 16.53% | Beats 73% | 453 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 100.88% | 52.61% | 69.38% | 83.50% | 97th pctl | 51 / 1,683 | | |
| Loans / Assets | 83.73% | 44.71% | 59.18% | 70.72% | 96th pctl | 64 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |